Speed
Low-latency processing across accounts, payments, and FX.
Global IBAN accounts, FX, SEPA, and SWIFT — designed for modern payment flows.
Modern payment experiences that just work — without the extra steps or complexity.
Low-latency processing across accounts, payments, and FX.
Pick services that fit you, nothing more, nothing less.
Regulatory-ready infrastructure across Europe.
From local payments to cross-border flows on one platform.
Simple, secure tools to hold, send, and manage funds across currencies and jurisdictions.

Open dedicated and virtual IBAN accounts across multiple currencies. Hold, send, and receive in EUR, USD, GBP, and more — each with its own balance, transaction history, and access controls. Assign permissions to team members down to the account level so every euro and every transfer is accountable.

Move money where it needs to go — instant SEPA across the Eurozone, SCT priority for urgent payouts, and SWIFT reach to over 200 countries. Every transfer shows clear fee breakdowns and FX rates up-front, with real-time status tracking until the moment funds land.

Invite team members in seconds and define exactly what they can do. Role-based permissions let finance teams pay suppliers, accountants view reports, and executives approve high-value transfers — without ever handing over the keys. Audit trails record every action.

Convert between currencies at the moment of payment with no hidden markup. Live mid-market rates, a single spread you can see before you confirm, and automatic conversion inside outgoing transfers so you're never forced to pre-fund separate ledgers.


Light by day, dark by night — the app follows your lead.
Physical and virtual cards will soon be available, designed for secure spending, real-time control, and seamless integration with your existing accounts.
Issue cards for subscriptions and online spend in seconds — each with its own limits, freeze toggle, and live audit trail.
Tap, swipe, or insert anywhere — a Bebawa card drawing straight from your accounts with instant notifications on every charge.
Multi-factor approvals, end-to-end encryption, and regulated custody — Bebawa is built so every transfer stays exactly where you left it.
BEBAWA is built to meet European regulatory standards, with security and compliance embedded into every process — from onboarding to payments.
Technology that adapts to your needs and supports how you choose to operate.
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