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Cross-Border Payments

Global IBAN accounts, FX, SEPA, and SWIFT — designed for modern payment flows.

Open Account
SEPA and SWIFT payments supported
Daily Finance

Build to Perform

Modern payment experiences that just work — without the extra steps or complexity.

Speed

Low-latency processing across accounts, payments, and FX.

Modularity

Pick services that fit you, nothing more, nothing less.

Compliance

Regulatory-ready infrastructure across Europe.

Scale

From local payments to cross-border flows on one platform.

Capabilities

Everything you need to move money

Simple, secure tools to hold, send, and manage funds across currencies and jurisdictions.

Multi-currency IBAN account interface

IBANs & Multi-currency accounts

Open dedicated and virtual IBAN accounts across multiple currencies. Hold, send, and receive in EUR, USD, GBP, and more — each with its own balance, transaction history, and access controls. Assign permissions to team members down to the account level so every euro and every transfer is accountable.

SEPA and SWIFT transfer interface

SEPA & SWIFT transfers

Move money where it needs to go — instant SEPA across the Eurozone, SCT priority for urgent payouts, and SWIFT reach to over 200 countries. Every transfer shows clear fee breakdowns and FX rates up-front, with real-time status tracking until the moment funds land.

Permissions management dashboard

Permissions Management

Invite team members in seconds and define exactly what they can do. Role-based permissions let finance teams pay suppliers, accountants view reports, and executives approve high-value transfers — without ever handing over the keys. Audit trails record every action.

Live foreign exchange rates interface

FX

Convert between currencies at the moment of payment with no hidden markup. Live mid-market rates, a single spread you can see before you confirm, and automatic conversion inside outgoing transfers so you're never forced to pre-fund separate ledgers.

Full control,Wherever you are

Bebawa app — light theme preview
Bebawa app — dark theme preview

Light by day, dark by night — the app follows your lead.

Light
Dark
Mobile App Soon
Secure approvals
Approve actions with multi-layer authentication. Step-up prompts kick in automatically for high-value transfers and new payees.
Seamless sync
Web and mobile stay perfectly aligned. Balances, beneficiaries, and support tickets mirror across devices the moment they change.
Real-time updates
Track transactions and balances instantly. Push alerts reach your team the moment money lands, even when the app is in the background.

Cards. Coming Soon

Physical and virtual cards will soon be available, designed for secure spending, real-time control, and seamless integration with your existing accounts.

Virtual

Issue cards for subscriptions and online spend in seconds — each with its own limits, freeze toggle, and live audit trail.

Physical

Tap, swipe, or insert anywhere — a Bebawa card drawing straight from your accounts with instant notifications on every charge.

Security and Reliability

Regulated. Secure. Reliable.

Multi-factor approvals, end-to-end encryption, and regulated custody — Bebawa is built so every transfer stays exactly where you left it.

Regulatory-first infrastructure

BEBAWA is built to meet European regulatory standards, with security and compliance embedded into every process — from onboarding to payments.

One platform. Many use cases.

Technology that adapts to your needs and supports how you choose to operate.

Open Account