Loading

/0

Pricing

Simple, Transparent Pricing

Straightforward, published fees with no hidden costs. Start on our Default or Pro plan and move to a Custom agreement as your volumes and payment needs grow — you only ever pay for what you use.

Choose your plan

Three ways to bank with Bebawa

Choose the Default or Pro plan with clear, published fees. Move to a Custom agreement when your volumes, services or account setup call for tailored pricing.

Default Plan

Default

Transparent, published pricing for everyday business banking and payments.

€25per IBAN, per month · charged monthly in advance · excl. VAT
Open an Account
  • No account opening fee
  • Internal transfers between Bebawa accounts: €0
  • SEPA Credit Transfers (incoming & outgoing): €0.35 each
  • Incoming SWIFT payments: €20 each
  • FX conversion: 0.8%, all currencies
  • Virtual IBANs available for an additional fee (see Fee Schedule)
Pro Plan

Pro

Published pricing with SEPA Direct Debit collections for growing businesses.

€50per IBAN, per month · charged monthly in advance · excl. VAT
Open an Account
  • No account opening fee
  • SEPA Direct Debit collection: €0.45 per transaction
  • SEPA Credit Transfers (incoming & outgoing): €0.50 each
  • Incoming SWIFT payments: 0.2% (min €25)
  • FX conversion: 1.5%, all currencies
  • Virtual IBANs available for an additional fee (see Fee Schedule)

Prices effective from for new clients. Monthly fees are charged monthly in advance, starting from the month the account or service is opened. All fees are exclusive of VAT and other applicable taxes unless otherwise stated. VAT may apply where required by applicable law.

Custom pricing

Need a plan tailored to your business?

Contact our team to discuss your expected volumes, required payment services and account setup.

Fee schedule

Every fee, clearly presented

The full list of fees applicable to the Default and Pro plans. All amounts are in euros. Custom plan fees are agreed individually based on the services, account setup and expected transaction volumes.

Effective from for new clientsAll fees are exclusive of VAT and other applicable taxes unless otherwise stated. VAT may apply where required by applicable law.

Account

per IBAN
Account opening fee (IBAN)One-time
Default: €0.00
Pro: €0.00
Account maintenance feeMonthly, charged in advance from the month the account is opened
Default: €25.00
Pro: €50.00

Payments

per payment
Internal payment — incoming
Default: Free
Pro: Free
Internal payment — outgoing
Default: Free
Pro: Free
SEPA Credit Transfer — incoming
Default: €0.35
Pro: €0.50
SEPA Credit Transfer — outgoing
Default: €0.35
Pro: €0.50
Non-SEPA incoming payment (SWIFT)Pro: min €25, max €40,000 per payment
Default: €20.00
Pro: 0.2%

SEPA Direct Debit (SDD)

per transaction

Available on the Pro and Custom plans only.

SDD collection
Default: —
Pro: €0.45
SDD reject
Default: —
Pro: €2.00
SDD chargeback
Default: —
Pro: €3.50

FX & currency conversion

of amount
FX conversion — all currencies
Default: 0.8%
Pro: 1.5%

Bebawa Virtual IBAN (vIBAN)

per vIBAN

Optional — not included in the maintenance fee and charged separately.

vIBAN issuanceOne-time
Default: 5 free
Pro: 1 free
vIBAN monthly feeMonthly, charged in advance
Default: €2.00
Pro: €5.00

Partner-provided Virtual IBAN (vIBAN)

per vIBAN

Optional — not included in the maintenance fee and charged separately.

vIBAN issuanceOne-time
Default: €2.00
Pro: €10.00
vIBAN monthly feeMonthly, charged in advance
Default: €2.00
Pro: €10.00

Other fees

per item
Payment confirmation (SWIFT / SEPA)
Default: €50.00
Pro: €50.00
Payment reversal request
Default: €50.00
Pro: €50.00
Payment cancellation request
Default: €50.00
Pro: €50.00
Account closure fee
Default: €50.00
Pro: €50.00
Additional document and administrative requestsPer request/document — including, for example, confirmation letters, reference letters and client-requested amendments
Default: €50.00
Pro: €50.00
Manual KYC review
Default: €50.00
Pro: €100.00

Inactive accounts

per account
Inactive account administration feePer year. Applicable where an account has been inactive for two years and Bebawa is unable to return the remaining funds to the Client. The fee is limited to the positive balance available in the account.
Default: €120.00
Pro: €120.00
Additional features

Available under a custom agreement

These capabilities are not included in the published plan fees. Where enabled, they are charged separately — either under a custom agreement priced to your expected volumes and setup, or at the published rates in the fee schedule above.

  • SEPA Direct Debit at volume

    Batch collection of payments from your debtors, with mandate handling and returns management — published rates on Pro, volume pricing on Custom.

  • Bulk Virtual IBAN issuance

    Issue and manage large ranges of virtual IBANs to reconcile incoming payments per customer.

  • Higher payment volume tiers

    Reduced per-payment pricing negotiated against your expected SEPA and SWIFT volumes.

  • Additional currency accounts

    Hold and settle in currencies beyond the standard set, subject to a bespoke agreement.

  • Dedicated account management

    A named contact and dedicated support for complex or high-volume account structures.

Get started

Ready to open your account?

Start on the Default or Pro plan in minutes, or talk to our team about a Custom agreement built around your business.